Goal Setting
How do I set a goal?
The goal-setting feature is most useful when you link one or more cards to the application. Once you successfully link your card(s), navigate to the 'Goals' page. You will select from eight goals, choose goal durations, and set frequency of reminder notifications.
Review Your Bill Calendar: Regularly check your bill calendar to ensure timely payments. Staying organized with your due dates can help avoid late fees, maintain a good credit score, and manage your cash flow effectively.
Stay Financially Updated: Stay informed about current events, economic trends, and regulatory changes that may impact your finances. Consider subscribing to financial newsletters to stay updated on relevant developments.
Pay Bills on Time: Consider setting up automatic payments or reminders to help ensure all bills are paid on time every month. Payment history can be a significant factor in determining credit scores.
Pack Meals: Reduce your daily expenses by bringing your meals instead of buying. Packing can not only save money, but also gives you greater control over portion sizes.
Reduce Debt: Set a target debt reduction amount and timeframe for your credit card. The progress is automatically tracked. To successfully complete this goal, you must meet your target debt reduction within the chosen timeframe.Â
Pay Above Minimum: Pay more than the minimum payment on your credit card bill to help accelerate your final pay-off date.
Pay on Time: Commit to paying your credit card installment on or before the due date to help avoid late fees.
Stop Card Spending: Limit spending on your credit card to avoid building up additional debt while you pay off your existing debt.